Regency Fincorp Limited, a non-banking financial company (NBFC) focused on delivering accessible and customer-centric financial solutions, has successfully completed its ₹50 crore Listed Non-Convertible Debenture (NCD) issue during the first quarter of FY 2026–27. The capital raised is expected to enhance the company’s liquidity position and strengthen its capital base, supporting its long-term growth strategy centered on secured lending, digital innovation and portfolio diversification.
The successful fund raise coincided with a strong operational performance during the quarter. Regency Fincorp reported a 45% growth in its secured loan portfolio, which increased from ₹159 crore in March 2026 to ₹230 crore by June 2026, reflecting its continued emphasis on expanding a high-quality secured lending business. The company also marked its entry into digital lending with the launch of Cash My Salary, building a digital loan portfolio of ₹23 crore. Additionally, Regency Fincorp further improved its portfolio mix by reducing the share of unsecured loans from 26% to 18%, reinforcing its focus on prudent risk management and asset quality.
Commenting on the successful fund raise, Mr. Gaurav Kumar, Managing Director, Regency Fincorp Limited, said: “The successful completion of our Listed NCD issue marks an important milestone for Regency Fincorp and reflects the confidence investors have in our business model and long-term vision. As we continue to diversify our funding base, we remain focused on building a future-ready institution that combines prudent lending practices with technology-led innovation to deliver meaningful financial solutions.”
“India’s credit landscape is evolving rapidly, presenting significant opportunities for well-governed NBFCs to expand access to finance and support entrepreneurial growth. Our strategy is centered on strengthening our operational capabilities, maintaining a balanced and resilient portfolio, and delivering sustainable value through disciplined execution, sound governance and a customer-first approach. We remain committed to contributing meaningfully to India’s evolving financial ecosystem while creating long-term value for all our stakeholders.”
Looking ahead, Regency Fincorp Limited remains focused on expanding its secured lending franchise, strengthening its digital capabilities and broadening its geographic presence. The Company aims to scale its Assets Under Management (AUM) to ₹500-550 crore, supported by a diversified funding strategy, continued portfolio optimization and disciplined execution. It also plans an additional fund raise of ₹150 crore to support its next phase of growth.
